Plus, recording details like serial numbers and brands is nearly impossible after the fact. That can be the last task you want to do while you’re dealing with all the repercussions of an already hectic situation like a robbery or natural disaster. To make sure you’re getting reimbursed the correct amount, you’ll need to provide a list of everything that was lost - with as much detail as possible - to complete your insurance claim with your insurance agent. The main reason it’s important to have a complete inventory of your home is in case you lose property in a situation covered by your insurance. Why It’s Important To Do a Home Inventory
HOME INVENTORY FOR INSURANCE HOW TO
While you may not care about your junk drawer, it’s important to be able to list your home’s contents so you can get reimbursed from your home insurance or renters insurance company in the event your property is lost or damaged.Īlthough it may seem like overkill to list out everything you own, once you get started, doing a home inventory for insurance is not that hard. Ultimately, there’s a lot of stuff in your home you may not remember - especially after a major event like a fire.
Do you think you could name every item in your junk drawer? Probably not.
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